Payslips24

Payslips24 is a fintech SaaS product built to solve a very specific but widespread problem in the UK gig economy: contractors, self-employed workers, and small business owners frequently need to provide verifiable proof of income — for rental applications, mortgage assessments, finance applications, or client contracts — but generating HMRC-compliant payslips traditionally required an accountant, expensive software, or navigating complex payroll systems.

Payslips24 removes all of that friction. The product allows any contractor or self-employed professional to generate a professional, HMRC-compliant payslip in under three minutes, with no accounting knowledge required.

The user journey is deliberately minimal: input your earnings details, select the pay period and tax basis, and the system handles all the calculations — National Insurance contributions, income tax estimates, net pay, and employer details — then generates a properly formatted PDF payslip instantly. The document is indistinguishable from one produced by professional payroll software, because it follows the same standards.

Inqodo built Payslips24 as a full-stack SaaS product with security as a non-negotiable requirement. Financial data requires the highest levels of protection: all user data is encrypted at rest and in transit, sessions are tightly managed, and users can request permanent deletion of all their data at any time — compliant with UK GDPR requirements.

The bulk processing feature was built for small businesses managing multiple contractors. Instead of generating payslips one at a time, administrators can input data for an entire team and generate a full payroll run in one action, downloading a batch of individually formatted PDFs.

The Secure Data Vault stores historical payslips so users can retrieve past documents at any time without re-entering data — particularly useful for contractors who need to demonstrate a consistent income history over multiple months.

Payslips24 is a clear example of a SaaS MVP that succeeds by solving one problem extremely well. It didn't try to be a full accounting suite — it focused on a specific, painful, recurring need and built the most streamlined possible solution for it. The result is a product with strong organic word-of-mouth in the UK contractor community.